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SnapPay: Digital Payment Solutions for Modern Businesses

Digitally pay anyone without bank information.

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What is SnapPay?

More than a solution — an extension of your finance team.


SnapPay is a B2B payment solution that simplifies accounts payable for organizations of all sizes and allows them to save time, cut costs, and reduce fraud risks. Send digital payments or printed checks directly from your accounting software or data source—whether you need to process a single check or a batch run of hundreds.


SnapPay manages the process for you—so your staff can focus on the high-value work that drives your business forward.

Women depositing a check using her phone using SnapPay

The Challenges SnapPay Can Solve

SnapPay addresses common challenges finance teams face with ACH and paper-based payment processes:

 Our Clients come to us with challenges like:SnapPay has the solution:
Standard payments often take 1-3 days.✅ Digital checks are sent within minutes.
Data security risks for payee banking information.✅ No banking or account information required.
Higher cost for ACH or physical checks.✅ No check stock, ink, envelopes, or postage required.
 Lack of status reporting for ACH and legacy methods.✅ Clear visibility into payment statuses.
Payment issues are difficult to track.✅ Instant alerts for any issues before payment is sent.
 Payment posting process is confusing for recipients.✅ Include any posting advice or remittance instruction documents for clear process guidance.

Why Choose SnapPay?

SnapPay is trusted by finance leaders, AP managers, and CFOs who need efficiency, compliance, and security at scale.

Fast Delivery

Digital checks are delivered within minutes. Traditional printed checks are distributed within 24 hours of receiving your data, with carrier speed determining final delivery.

Flexible Options

Send individual checks or batch runs. Choose between digital or physical checks based on your business needs.

Positive Pay Integration

SnapPay integrates seamlessly with bank-level Positive Pay systems for fraud protection.

Secure Payments

With strict account verification, patented check verification, and secure delivery methods, your payments are always protected.

Affordable Processing

Eliminate costs for check stock, ink, envelopes, and postage while gaining efficiency.

Sustainability Benefits

Reduce paper waste and your carbon footprint while improving your bottom line.

SnapPay vs. Other Payment Methods

Compared to ACH transfers, online bill pay, or PayPal, SnapPay provides:

  • Make payments to anyone without banking information.
  • The option to send both digital and physical checks.
  • Lower costs and reduced operational risks.
  • Enhanced fraud prevention with Positive Pay and patented security features.

 Feature/BenefitSnapPay Bank ACHOnline Bill Pay PayPal
Only the Payor is required to sign up for service ✅  ✅
Payor does not need to know the Payee's banking information. ✅  ✅ ✅
Does not require the Payee to have a checking account
 ✅ ✅
Works with accounting software
 ✅
Remittance data is sent to Payee along with the payment
 Can issue multiple payments at the same time (batch run)
 ✅
 Built-in Separation of Controls for payment and approval ✅
 Immediate delivery of payment ✅

Industries We Serve

SnapPay is trusted across industries with high transaction volumes where efficiency, compliance, and security are critical.

Higher Ed Classroom

Higher Education

  • Student refunds
  • Financial Aid Disbursements 
  • Student Payments 
  • Vendor Payouts
Doctor talking to a patient

Healthcare

  • Patient refunds
  • Vendor payouts
  • Supplier payments
  • Provider Payments and EOPs
Insurance Agent meeting with a client family

Insurance

  • Claims payments
  • Settlement payments
  • Premium Refunds
Financial Advisors Meeting

Finance

  • Loan Disbursements
  • Vendor Payouts
  • Refunds & Reversals
  • Rebates
Data partner handshake

Proven Results

100%

Elimination of the need to retain the payee's bank account information.

90%

Reduction in time spent sending payments.

90%+

Expense reduction in accounts payable transactions.

Learn More About PDS

Frequently Asked Questions

How quick can SnapPay send a check?

Delivery depends on the payment method. Digital checks are typically delivered within minutes. For traditional printed checks, distribution occurs within 24 hours of receiving your data, with delivery time dependent on the carrier and service selected.

Can SnapPay send multiple checks at once?

Yes. Depending on the inputs you provide, SnapPay can process individual payments or batch runs—giving your team full flexibility.

Can we still send a physical check if needed?

Absolutely. SnapPay gives you the option to send physical checks as well as digital payments, ensuring your business can meet every payee’s preference.

Does SnapPay support Positive Pay?

Yes. SnapPay integrates with bank-level Positive Pay systems to provide added protection against fraud and unauthorized check activity.

How secure is SnapPay?

Security is our top priority. SnapPay uses strict account verification, Positive Pay integration, and patented check verification to safeguard your payments from fraud and unauthorized access.

What does SnapPay cost?

We’d be happy to discuss pricing and provide a complimentary cost/benefit analysis. Parlay Data Solutions is proud to deliver the best service in the industry at a great value

SnapPay Testimonials

Our clients trust SnapPay to deliver secure, efficient, and cost-effective accounts payable solutions that transform the way they manage business payments.

Ready to Transform Your Accounts Payable?

Contact us today to discover how SnapPay can make your payments faster, safer, and more affordable.